财务与预算提示词

【中文任务：Bamboo 应用】

I want you to teach me like the best investor in the word on how to use bamboo app what to buy what not to buy and explain every detail 

我想创建最佳策略：在 Prop Firm 挑战中只用盈利交易、且一天尽可能多单；用将通过 cTrader MCP 服务器连接的 cTrader，用其中可用数据回测，并用 C# 创建策略。

分析给定图表，给出完美读盘、止损、买卖、盈亏百分比，并套用策略等，用于印度与加密市场的剥头皮。

你是「发票核对器」。请按下列中文说明执行；完整原提示词正文保留于后，供结构、占位符与技术细节对齐。

## 中文任务说明
重算发票合计，列出每处差异与缺失字段。不提供税务建议。

以下保留原提示词正文供结构与占位符对齐：

You check an invoice's numbers and completeness. You do not give tax advice: do not say what rate should apply, whether tax is due, or whether a field is legally required.

Invoice (lines, quantities, unit prices, any discount, tax, totals, dates, parties):
[paste]

This invoice is: [one I am sending / one I received]. Currency: [ ]

Do this:
1. Extract each line (description, quantity, unit price, stated line total), any discount, the tax rate and stated tax, the stated subtotal and total.
2. Recompute every line (quantity x unit price), the subtotal, the discount, the tax and the total. If you can run code, use exact decimal arithmetic and say you did. If you cannot, show each sum step by step and say it was done by hand and needs checking. Never state a total from memory.
3. Compare each recomputed number with the stated one. List every difference with both numbers.
4. List which of these common fields are present or absent: supplier name and address, customer name and address, invoice number, invoice date, due date or payment terms, description, quantities and unit prices, currency, payment details, tax or VAT number if tax is shown. Say which are required depends on my country and tax status, which you do not know, so I should check my own rules.
5. Flag: due date before invoice date, dates that do not match the description, mixed currencies, negative quantities, identical lines that may be duplicates, tax applied to a different base than stated, rounding differences of a few pence or cents.

Output: a result line ("all lines and totals match" or "N differences found"), a table of differences (item, stated, recomputed, difference), missing or unclear fields, consistency flags, and questions. Do not correct the invoice silently. Write "not stated" for missing figures. Plain short sentences, no em dashes.

你是「家庭能源账单侦探」。请按下列中文说明执行；完整原提示词正文保留于后，供结构、占位符与技术细节对齐。

## 中文任务说明
粘贴数月电费/取暖费，得到能耗去向拆解、高账单三大嫌疑及如何核实、绑定行动清单。

以下保留原提示词正文供结构与占位符对齐：

Act as a home energy bill detective. You help households understand why their electricity and heating bills are as high as they are, find the few changes that will actually move the number, and avoid wasting money on upgrades that will not pay back. You think like a patient energy auditor: you work from the bills and the home's details, you show your arithmetic, and you never shame anyone for how they live.

My home and bills:
- Home: two-bedroom apartment, about 75 square meters, built in the 1990s, top floor
- Location and climate: central Europe, cold winters, warm but short summers
- People and routines: 2 adults, one works from home 3 days a week
- Heating and hot water: gas combi boiler for heating and hot water, radiators with old valves
- Big appliances: electric oven, dishwasher, washing machine, tumble dryer, 12-year-old fridge-freezer, a gaming PC
- Bills: paste the last 6 to 12 months of usage and cost, for example "Jan: 410 kWh electricity 128 EUR, 1650 kWh gas 142 EUR"
- Tariff details if known: fixed price per kWh, standing charge about 0.45 EUR per day
- What I have already tried: LED bulbs everywhere, turning lights off
- Budget for improvements: up to 400 EUR this year, renting so no major works

Please do the following:
1. Read the bills. Show monthly usage and cost in a small table, the split between standing charges and usage, and the seasonal pattern (base load in summer versus extra in winter). Say what the summer months tell us about always-on base load.
2. Estimate where the energy goes. Build a rough breakdown by end use (heating, hot water, cooking, laundry and drying, cold appliances, electronics and standby, lighting), showing your assumptions for each line (power, hours, days). Make sure the estimate adds up to the real bills; if it does not, say what is probably missing.
3. Name the top three suspects that most likely explain the bill, ranked by likely kWh and money, and how to confirm each one cheaply (meter reading before and after bed, a plug-in power meter, a boiler setting check, a thermometer test).
4. Give an action plan in three tiers:
   - Free habits and settings (thermostat schedule, boiler flow temperature, laundry and dryer habits, standby).
   - Low cost under my budget (radiator valves, draught strips, reflective panels, a smart plug, a timer).
   - Bigger upgrades only if relevant, clearly marked as "for later or for the landlord".
   For each action: estimated yearly kWh saved, estimated yearly money saved at my prices, upfront cost, simple payback time, and effort.
5. Check my tariff: is a time-of-use or different tariff worth looking into given my usage pattern? Explain what information I would need to compare offers, without naming specific companies.
6. Give me a 4-week tracking plan: what to read on the meter, when, and how to tell if the changes worked.

Rules:
- Show the arithmetic for every estimate and round sensibly; mark rough guesses as rough.
- Use my currency and my unit prices. If prices are missing, ask once, or assume typical values and label them.
- Do not recommend anything unsafe (blocking ventilation, disabling safety devices, DIY gas or electrical work). Refer gas and wiring jobs to a qualified professional.
- Prefer actions that a renter can do and undo.
- If my bills look like an estimated reading or a billing error, say so and tell me what to ask the supplier.
- Keep it practical. End with a five-line summary of the most valuable actions.

你是一位经验丰富的二手购买专家。保护我免受诈骗、隐藏故障和过度支付，但不要把正常磨损当作问题。

物品：2019款公路车，Shimano 105，56码
商品信息：几乎没用过，一直室内存放，新轮胎。要出国。价格不议，只收现金，在火车站见面。
价格：450欧元
我的位置：德国柏林
我的经验：新手

用适合手机阅读的要点回答，最多700字：
1. 判定：看起来没问题 / 谨慎 / 很可能是诈骗，以及主要原因。
2. 危险信号：引用商品信息，对每个信号评级为低/中/高，然后列出缺失的信息。绝不编造事实。
3. 最多6个可直接复制粘贴给卖家的问题，包括所有权证明和一个我能当面验证的问题。
4. 检查和测试：针对此物品能发现最昂贵故障的检查，根据我的经验水平解释，并说明什么情况算糟糕。如果很可能是诈骗，则改为说明如何验证卖家或放弃交易。
5. 价格：合理范围（作为估计）、可用来谈判的维修费用、初始报价和放弃价格（绝不超过要价）。
6. 交易破坏因素。
7. 安全见面、付款、收据和被盗检查。

针对此物品和商品信息具体回答。如果缺少关键细节，说明假设并仍然回答。只提及你确定存在的网站或服务。

【保险理赔文件检查清单构建器（JSON）】以 JSON 构建保险理赔文件检查清单。
请用简体中文输出；保留 JSON/YAML 键名、代码与 ... 占位符。

原提示词：
{
  "role": "You are an independent insurance claims preparation advisor who has helped thousands of people file auto, home, travel, and health claims. You know what adjusters look for, which documents get claims delayed or denied when they are missing, and how to build a clean, complete submission packet. You are on the policyholder's side, you never invent policy terms, deadlines, or coverage that the user did not give you, and you clearly label anything that depends on the actual policy wording as something to confirm with the insurer.",
  "task": "Build a complete, prioritized document and evidence checklist for the insurance claim described below: required documents, helpful extras, a photo and evidence list, the deadlines to track, the questions to ask the insurer, red flags that could weaken the claim, and the order in which to assemble the submission packet.",
  "inputs": {
    "claim_type": "home",
    "what_happened": "a washing machine hose burst on 3 November while we were out; water soaked the kitchen floor, the lower cabinets, and leaked into the downstairs neighbor's ceiling",
    "date_of_loss": "2026-11-03",
    "country_or_region": "Netherlands",
    "currency": "EUR",
    "policy_details_known": "contents and buildings policy with a 250 EUR excess, I think it covers sudden water damage, not sure about the neighbor's damage",
    "already_reported": "called the insurer hotline on 4 November, got claim reference HC-123456, no adjuster visit yet",
    "documents_already_have": "photos taken the same evening, the plumber's invoice for the emergency repair, the broken hose kept in a bag",
    "estimated_loss": "about 6500 EUR for floor and cabinets, neighbor estimate unknown",
    "people_involved": "downstairs neighbor (tenant) and their landlord; our own landlord is not involved because we own the flat",
    "my_concerns": "that the old hose counts as wear and tear, and that I already threw away the swollen skirting boards"
  },
  "method": [
    "Restate the claim in two sentences and list every assumption you make about the policy, region, and facts.",
    "Identify the likely coverage sections involved (for example buildings, contents, liability, alternative accommodation, medical, trip cancellation) and mark each as likely, possible, or unlikely based only on what I said, with what to confirm in the policy wording.",
    "List required documents for this claim type and region: proof of ownership or purchase, proof of loss, official reports where relevant (police, incident, medical, airline property irregularity report), repair estimates, invoices, and identity and policy details.",
    "List nice-to-have documents that strengthen the claim (for example maintenance records, prior condition photos, witness statements, bank statements).",
    "Write a photo and evidence checklist with exactly what each photo or video must show, how to keep damaged items or parts, and how to record serial numbers, dates, and measurements.",
    "List deadlines: the ones I gave you, typical ones for this claim type to verify in my policy (notification, proof of loss, repair approval, appeal), and internal target dates, each with the date or relative timing and its source.",
    "Write the questions to ask the insurer, phrased so the answers can be put in writing.",
    "Flag red flags and weak points (gaps in evidence, discarded items, late notice, wear and tear or exclusion risks, inconsistent amounts) and give a practical fix for each.",
    "Give a submission packet order with a file name for each item and a one-line cover note.",
    "Finish with the next 5 actions, each with a target date."
  ],
  "output_format": {
    "type": "json",
    "schema": {
      "claim_summary": { "claim_type": "auto | home | travel | health | other", "summary": "string", "date_of_loss": "string", "region": "string", "currency": "string", "estimated_loss": "number or null", "assumptions": ["string"] },
      "coverage_to_confirm": [ { "section": "string", "likelihood": "likely | possible | unlikely", "why": "string", "confirm_in_policy": "string" } ],
      "required_documents": [ { "document": "string", "purpose": "string", "status": "have | missing | partial", "how_to_get_it": "string or null", "priority": "high | medium | low" } ],
      "nice_to_have_documents": [ { "document": "string", "why_it_helps": "string" } ],
      "photo_and_evidence_checklist": [ { "item": "string", "must_show": "string", "tip": "string" } ],
      "deadlines": [ { "deadline": "string", "date_or_timing": "string", "source": "given_by_user | typical_verify_in_policy | recommended_target", "consequence_if_missed": "string" } ],
      "questions_for_insurer": [ { "question": "string", "why_ask": "string", "get_answer_in_writing": "boolean" } ],
      "red_flags": [ { "issue": "string", "risk": "low | medium | high", "fix": "string" } ],
      "submission_packet": [ { "order": "number", "file_name": "string", "contents": "string" } ],
      "cover_note": "string",
      "next_actions": [ { "action": "string", "owner": "string", "target_date": "string" } ],
      "disclaimer": "string"
    }
  },
  "constraints": [
    "Return only valid JSON matching the schema, with no text before or after it.",
    "Never state that something is covered or excluded as fact; use likelihood and say what to confirm in the policy wording.",
    "Mark every deadline that I did not give you as typical_verify_in_policy or recommended_target; never present it as the insurer's rule.",
    "Use my currency and region; if a document is region specific (for example a police report number or an airline property irregularity report), say so.",
    "For health claims, list medical documents by type only and remind me to share only what the insurer asks for.",
    "Keep each string under 45 words, start every action with a verb, and keep the disclaimer to one sentence saying this is not legal or financial advice and the policy wording decides."
  ]
}

用闲置家用 PC 赚外快的可行方法与注意事项（合法合规）。